HOMEOWNERSHIP PROGRAM

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Homeownership Program
Home Buyer Readiness (HBR)

SAHA’s homeownership staff knows how hard it is to buy a home today regardless of your income.  The Home Buyer Readiness Program(HBR) was designed to help prepare you to buy a home.

Fun workshops combined with excellent speakers and your own Housing and Financial Empowerment Counselor help individuals determine their readiness for home ownership. A minimal fee may be required.

 HBR Workshops include:

  • Know your numbers                                                            
  • Role of Financial Empowerment Counselor                               
  • Meet your Housing Counselor                                                     
  • Selecting a Realtor                                                                         
  • Home Inspection Reports 101
  • Choosing the right loan product 
  • Light Breakfast, snacks & beverages
  • Adult Supervision for Children 5+ yrs (Must RSVP)
  • Flash drive of resources
  • Home Insurance Policy 101
  • Information about Down Payment/Closing Cost Assistance Programs

Convenient Workshops
The workshops are organized to take you through the home buying process, the language of home buying, all of the “players” involved, and their roles.  SAHA’s Housing Counselor will work with you individually and answer all your questions.

Workshop #1 - "Knowing your Numbers" (FICO score, debt ratio, housing affordability, developing spending plan) and "Building Your Team" (roles of a lender, REALTOR).
Workshop #2 - "Working with your Team" (Home Inspector, Insurance Agent) and "Closing the Deal" (the closing process, etc.) and Graduation.
Workshops #1 & #2 are held on Saturdays from 8:30 am -1:00 pm and includes breakfast, light snacks, and adult supervision of children 5+ years old.

SAHA's Home Buyer Readiness (HBR) participants will be assigned a 
FREE
 Financial Empowerment Counselor to guide you to meet your financial goals.

The City has opened two Financial Empowerment Centers:
The Neighborhood Place
3014 Rivas St
San Antonio, TX 78228
Contact: Angela Gallegos at (210)431.4425
Email: agallegos@family_services.org

Claude Black Community Center
2805 E. Commerce St
San Antonio, TX 78203
210.352.7087

To learn more visit:
 
www.sanantoniofec.org
   

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Why Take a Class?

“Purchasing a home is the most expensive purchase most people make.” 

There are advantages in the knowledge of becoming a successful homeowner.  Studies have shown that you are  Most importantly, potential homeowners have access to a support system of housing partners for any information or referrals they may need. 

The San Antonio Housing Authority works toward helping families overcome barriers to homeownership.

Advantages of Homeownership

  • Save Money at Tax Time                                                            
  • Owning an asset                                                                           
  • Gain a sense of Community                                                         
  • Gain Immediate Borrowing Power
  • Establish Home Equity
  • Stabilize your payments
  •  Pride of Ownership

HOME BUYER READINESS PROGRAM (HBR)

For Frequently Asked Questions (FAQ) Click here: HBR PROGRAM FAQ

  Don’t wait any longer to take advantage of this great opportunity!


HBR 2017 ORIENTATION DATES

January 11th         12-12:45 pm (Bring your lunch)
March 8th              6pm-6:45pm
April 5th                12pm-12:45pm (Bring your lunch)
June 7th                6-6:45 pm
August 9th            12pm-12:45pm (Bring your lunch)
September 6th       6-6:45pm
November 1st       12-12:45 pm (Bring your lunch)
December 6th        6-6:45pm

The Homeownership Program is excited and happy to help you on your way to homeownership. 
If you have any questions or need assistance please contact us at:
San Antonio Housing Authority
Homeownership Department
818 S. Flores St
San Antonio, TX 78204
Phone: (210)477-6008
Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it.">This e-mail address is being protected from spambots. You need JavaScript enabled to view it.

Must attend Orientation before paying for Workshops.This e-mail address is being protected from spambots. You need JavaScript enabled to view it.">

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